Liu Yanbin September 2009 in Beijing

musicdqug

Managing \. \\To make up for \
Most financial books on the market involve varying degrees of financial tools, such as stocks, funds, real estate, but the downside is: they are a lot of financial instruments is to finance tools, financial management of the process of how people use these tools with the lack of clear and fully elaborated, after people read these books on how to use these tools is somewhat at a loss. This book is in my financial management of the \, seeks to guide people to the characteristics of various investment instruments and application of clear understanding of the chest, read to understand,Provide comprehensive [link widoczny dla zalogowanych], remember, apply, in order to make the book has high practical value.
This book is divided into eight chapters.
Chapter One: financial management, you need to know. This chapter is a fiscal basis. This chapter first describes the importance of money for life, that financial management is to let people \character that fiscal policy: in charge of money, save money, with money, protection money. Among them, the charge of money is the center of finance,Provide comprehensive [link widoczny dla zalogowanych], saving money is the starting point for financial management, health money is the focus of financial management, financial management retaining the protection money. People in financial practice,Provide comprehensive [link widoczny dla zalogowanych], to use a variety of financial instruments, including deposits, bonds, funds, stocks, real estate, financial products, trust products, foreign exchange, gold, and other insurance products and collectibles. Correct understanding and use of these financial management tools, attention to personal and family financial management is very necessary. Later, they start with children highlights the importance of financial management and the main method, which is a very important book features and advantages. This chapter is a general part of the book is the book of the master.
Chapter II to Chapter VII introduced the characteristics of more than ten kinds of financial instruments and its application.
Chapter II: savings and bonds. Savings and bonds is the most basic financial tools, almost every family in use. Savings and bonds have certain skills, if used properly, can help people get more benefits. This chapter focuses on the skills of savings, such as certificates of deposit savings method 12, step saving method, scattered savings method. This chapter for the bonds a comprehensive introduction, including treasury bonds, financial bonds, corporate bonds (convertible bonds), asset-backed bonds.
Chapter III: Fund. I am here to say the fund is the Securities Investment Fund. Fund is a widely used investment tool. Fund consists of money market funds, bond funds and equity funds. Equity funds in which people are most concerned about the species,Provide comprehensive [link widoczny dla zalogowanych], which is characterized by large fluctuations are likely to bring higher returns, may also bring more losses. This chapter focuses on the choice of the skills of equity funds, especially recommended for people to use index funds as a long-term investment tool.
Chapter IV: stock. Stock is considered the world's most popular long-term investment tool for long-term investment is the highest yielding investment instruments. This chapter describes the general rules of equity investments, choose the method of stock, stock investment techniques and some of my personal stock investment sentiment, and hope to inspire people to learn.
Related Content Financial Toolbox Financial Toolbox Foreword (2)
Chapter Five: real estate. Real estate is a good long-term investment tool, but only for relatively strong people to invest money. Because the investment in real estate need more funds, and poor liquidity of real estate that is not easily realized, so long-term investment in real estate should use its own funds idle, should not use loan funds. This chapter focuses on housing investment and real estate investment trusts were introduced.
Chapter VI: insurance products. Insurance products are an important part of financial management tools. Insurance products are divided into three categories: protection-type insurance, savings-type insurance and investment-type insurance. This chapter on the various types of insurance products were introduced to facilitate people's insurance products are more comprehensive understanding.
Chapter VII: Other financial products. Other financial products, including financial products, trust products, financial products broker, QDII products, gold and foreign exchange. Financial products is essentially Bank launched the \Trust products due to the higher threshold, the main investment for wealthy individuals. Brokerage financial products is a collection of asset management plan brokerage, and investment in QDII products are the financial products in overseas markets. Gold and foreign exchange is often used investment tool, the chapter on gold and foreign exchange are also briefly introduced.
Chapter VIII: the comprehensive application of financial tools. This chapter is the focus of the book reflects the important features of the book, mainly on how people of different ages with the use of various investment instruments are described. Of financial management tools to make people have a deeper understanding in order to apply it in real life, this chapter by way of case studies on each of age, gender,Provide comprehensive [link widoczny dla zalogowanych], marital status of people,[link widoczny dla zalogowanych], how to use the Licai tools made with the basic structure. People can in real life the actual situation with their own adjustments,Provide comprehensive [link widoczny dla zalogowanych], flexibility, and find the financial management methods. This chapter is actually a book summary and summary.
The smooth publication of the book, first of all, I am most grateful to my dear father, his solid writing skills is an important guarantee for the quality of the book, when I see 77-year-old father for me under the table lamp changes manuscript, I was all full of gratitude. I would also like to especially thank my dear mother, I grew over the years she racked their brains are still indispensable in my career planning consultant, I have benefited greatly. The father is so old there are very good body, are her credit. I would like to dedicate this book to my dear father and mother, and wish them health and longevity. Secondly, I want to thank my wife and son, they are my important spiritual support and motivation. Finally, I would like to thank Mr. Wang Bin, CITIC Publishing House, editor of Miss Pan Yue, the successful publication of this book can not do without their understanding, support and help. I'm on the end of 2007 and the CITIC Publishing House book publishing contract was signed, due to busy and health reasons, can not be completed early writing of this book, in which CITIC Publishing House would like to apologize.
Financial management is that people have to face life's problems, it is closely related with each person's life, and make good use of a variety of financial tools to improve personal and family financial management has an important role. Sincerely hope that the book presents ideas and methods to inspire the reader, some reference. Sincerely hope that we can take care of their own money and live a better and happy life.
Liu Yanbin September 2009 in Beijing
Financial Toolbox Financial Toolbox Book Review relevant content
With the increasing growth of China's national economy, money more and more Chinese people are beginning to realize the importance of financial management, financial management has become a hot topic. Sima Qian in the \What this means is: Since when you're young does not have a principal, it can only rely on physical strength to make money; as she grew older, not well-off financially in the time you have to rely on intelligence to make money; wait middle-aged, financially strong when you have to rely on the timing of the grasp to make money. Sima Qian is the essence of this statement,Provide comprehensive [link widoczny dla zalogowanych], he pointed out that you can pass the money to make money, that is, money begets money, the truth, the words used are \income. \
What is the property income? It has a more popular name, is called passive income. The implication that does not require their own hands, as the time will automatically generate income. This corresponds, as well as active income, which refers to the income you need to attend to the job, if they do not work, you'll get wages,Provide comprehensive [link widoczny dla zalogowanych], so the initiative is a typical wage income. But if your hands have a good house downtown area, rental fetched after the rent every month, which is typical of passive income, as long as the house was still, the income stream.
According to the British \But only after a lapse of 6 years, Rogers had squandered all the money and facing bankruptcy. More tragically, 6 years, she had twice attempted suicide. Rogers fame was now living difficulties,Provide comprehensive [link widoczny dla zalogowanych], to make a living, she had also made three copies of the cleaning work. Lottery all over the world dream of one day in the awards,Provide comprehensive [link widoczny dla zalogowanych], but won the award for life is likely to be happy. The reason is that if there is no financial management capability, then no amount of money you can restrain you.
More and more educators are beginning to realize that young people \financial, personal finance knowledge, to establish a correct concept of consumer finance, a similar program already in Singapore to promote high school. Taught the course content is comprehensive yet very close to life, for example: \\\This fully demonstrates that the traditional school education has been divorced from social reality how.